Privacy Policy

Opulence Planning Group ("OPG," "we," "us," or "our") is committed to protecting the privacy of our clients, prospective clients, and website visitors. This Privacy Policy describes the types of information we may collect, how we use and protect that information, and the choices you have regarding your personal data.

OPG is a Registered Investment Adviser operating under Black Knight Wealth Management. Opulence Tax Group ("OTG") is a separate legal entity owned by the same principals, providing accounting and tax services. This policy applies to information collected through our website at opgadvisors.com and in the course of providing advisory services.

Information We Collect

We may collect the following categories of personal information:

• Contact Information — name, email address, phone number, and mailing address provided when you schedule a meeting, submit a form, or contact us directly.

• Financial Information — income, net worth, investment holdings, tax returns, account statements, and other financial data necessary to provide investment advisory and planning services.

• Identification Information — Social Security number, date of birth, and government-issued identification as required for account opening and regulatory compliance.

• Website Usage Data — IP address, browser type, pages visited, and other analytics data collected through cookies and similar technologies when you visit our website.

How We Use Your Information

We use personal information to:

• Provide investment advisory, financial planning, and related services

• Open and maintain brokerage and custodial accounts on your behalf

• Coordinate tax strategy and preparation services with OTG

• Communicate with you about your accounts, financial plans, and our services

• Comply with legal, regulatory, and reporting obligations

• Improve our website, services, and client experience

• Respond to inquiries submitted through our website or scheduling tools

How We Protect Your Information

We maintain physical, electronic, and procedural safeguards to protect your personal information. Access to client data is restricted to authorized personnel who need the information to perform their duties. We use encrypted communications, secure data storage, and industry-standard security practices to protect against unauthorized access, alteration, or disclosure of personal information.

Information Sharing and Disclosure

We do not sell your personal information. We may share information with:

• Opulence Tax Group (OTG) — our affiliated accounting and tax firm, to coordinate tax strategy and preparation services on your behalf.

• Custodians and broker-dealers — such as Charles Schwab or other qualified custodians, as necessary to execute transactions and maintain your accounts.

• Service providers — third-party vendors who assist with technology, compliance, reporting, or other operational functions, subject to confidentiality agreements.

• Regulatory authorities — as required by law, regulation, or legal process, including the SEC, FINRA, and state securities regulators.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to analyze site traffic, understand visitor behavior, and improve user experience. These tools may collect information such as your IP address, browser type, pages visited, and time spent on the site. You can control cookie preferences through your browser settings. Disabling cookies may affect certain features of the website.

Third-Party Links

Our website may contain links to third-party websites, including our scheduling platform (Calendly), client portals, and other external resources. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any external site you visit.

Your Rights and Choices

You may request access to, correction of, or deletion of your personal information at any time by contacting us. If you are a current client, certain information must be retained to comply with regulatory record-keeping requirements. You may opt out of marketing communications at any time, though we will continue to send service-related communications as necessary.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. The "Last updated" date at the top of this page indicates when the policy was most recently revised. We encourage you to review this page periodically.