The CPA files what the advisor already did. The advisor builds a portfolio without knowing what the CPA is planning. The financial planner sets goals neither one is structured to execute.
OPG and OTG were built to close those gaps.
Both firms are owned by the same principals but operate as separate legal entities for compliance and regulatory purposes.
With a CFP® professional leading the planning, an Enrolled Agent and CPA leading the tax work, and an integrated investment team executing on both, every decision gets pressure-tested across all three disciplines before it hits the books.
That coordination shows up in the work itself.
Asset location across taxable, tax-deferred, and tax-free accounts is determined with full visibility into the client’s bracket today, in retirement, and through any anticipated liquidity events. A rebalance, a sale, a Roth conversion, an exercise — none of it happens without modeling the tax consequence first.
Income, deductions, and capital gains get sequenced across years rather than optimized one year at a time, which makes Roth conversion windows, charitable bunching, deferred comp timing, and pre- or post-liquidity event smoothing actually executable.
Tax loss harvesting runs with full awareness of basis, wash sale exposure across all client accounts, replacement security selection, and the client’s overall tax picture for the year.
Owner compensation, reasonable comp analysis, accountable plans, QBI optimization, retirement plan design (Solo 401(k), SEP, cash balance, profit sharing), and entity structure are coordinated between OTG’s tax team and OPG’s planning team — so payroll, distributions, and investment funding decisions reinforce each other instead of working against each other.
K-1 timing, depreciation, oil and gas intangible drilling costs, real estate professional status, opportunity zones, 1031 exchanges, and installment sales are factored into the investment decision before the capital is committed, not discovered the following March.
Donor-advised funds, qualified charitable distributions, appreciated securities donations, gifting strategies, valuations, basis step-up planning — all move in concert with the rest of the plan rather than as a separate workstream. The same applies to liquidity events, multi-state residency, and athlete-specific tax coordination.
In practice, it's one client file, one coordinated meeting cadence, and one end-of-year tax review that informs next year's investment positioning.
Tax strategy isn't a once-a-year event. It's a constant input into every investment, planning, and cash flow decision the team makes.
Schedule a discovery call to see how OPG and OTG work together for clients like you.
OPG provides investment advisory and financial planning services. OTG provides accounting, tax preparation, and tax strategy services through a separate legal entity. Tax strategies discussed are general in nature and depend on individual client circumstances. Examples are illustrative and do not represent specific client outcomes or guarantees of future results.